We Respect Your Privacy

"No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties."

PRIVACY POLICY

Effective Date: 3/3/2026
Website: mylegacyeffect.org

At The Legacy Effect, your privacy is treated with the highest level of respect and care. This Privacy Policy explains how we collect, use, and protect your information.

1. Information We Collect

We may collect the following:

Personal Information

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Name
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Phone number
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Email address
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Mailing address
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Date of birth (if provided for benefits review)

Sensitive Information (Voluntary)

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Insurance-related details
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Beneficiary information
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Financial or legacy planning preferences

Automatically Collected

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IP address
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Device type
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Browser type
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Website usage data (cookies, analytics)
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2. How We Use Your Information

We use your information to:

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Provide legacy planning consultations
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Process requests for:

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Veteran burial benefits
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Will kits
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Insurance eligibility reviews
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Communicate with you via:

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Phone
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Text message (SMS)
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Email
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Improve our services and website experience

Comply with legal and regulatory requirements

3. Text Messaging & Communication Consent

By submitting your information, you consent to receive:

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Appointment confirmations
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Follow-up messages
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Important updates regarding your request

Message & data rates may apply.
You may opt out at any time by replying STOP.

4. How We Protect Your Information

We implement appropriate safeguards including:

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Secure data storage
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Restricted access to sensitive information

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Industry-standard security practices
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5. Sharing of Information

We do not sell your personal information.

We may share information with:

Licensed insurance carriers (e.g., underwriting purposes)

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Trusted service providers
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Regulatory agencies when required by law

6. Cookies & Tracking

We use cookies to:

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Improve website performance
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Understand user behavior
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Enhance your experience
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You can disable cookies through your browser settings.

7. Your Rights

You have the right to:

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Request access to your data
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Request corrections
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Request deletion (where legally permitted)

8. Third-Party Links

Our website may contain links to third-party websites.
We are not responsible for their privacy practices.

9. Updates to This Policy

We may update this Privacy Policy periodically.
Updates will be posted on this page.

10. Contact Us

For questions regarding this policy:

The Legacy Effect
Email: joleencerteza@aoglobelife.com
Phone: 414-712-0135

TCPA / COMMUNICATIONS COMPLIANCE DISCLAIMER

By providing your phone number and submitting your information on mylegacyeffect.org, you expressly consent to be contacted by The Legacy Effect, its licensed agents, representatives, or affiliated partners.

1. Consent to Contact

You agree to receive communications via:

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Phone calls
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Text messages (SMS/MMS)
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Email
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These communications may include:

Appointment scheduling and confirmations

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Follow-ups regarding your request
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Benefit and eligibility reviews
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Information related to insurance and legacy planning services

2. Automated Technology Disclosure

You acknowledge and agree that:

Calls and text messages may be sent using automated dialing systems, prerecorded messages, or artificial voice technology where permitted by law

Consent is not a condition of any purchase

3. Message Frequency & Charges

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Message frequency may vary
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Message and data rates may apply depending on your mobile carrier

4. Opt-Out Instructions

You may opt out at any time by:

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Replying STOP to any text message
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Contacting us directly at [Insert Email/Phone]

After opting out, you may receive a final confirmation message.

5. Do Not Call Compliance

We respect your privacy and comply with applicable Do Not Call (DNC) regulations.

If you request to be placed on our internal Do Not Call list, we will honor your request promptly.

6. Data Sharing for Communication

Your contact information may be shared with:

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Licensed agents
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Service providers assisting with communication and scheduling

This is solely for the purpose of fulfilling your request.

7. No Guarantee of Coverage

Consent to be contacted does not guarantee:

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Insurance approval
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Eligibility for benefits
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Specific coverage outcomes
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All services remain subject to underwriting and qualification.